Free Financial Calculators

Run your own numbers. No signup. No catch. Just the tools you need to make smarter decisions.

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Compound Interest Calculator

See the power of starting early

Future Value
$244,691
Total Contributed
$73,000
Interest Earned
$171,691
Want to start investing? Chapter 4 of the book covers Roth IRAs, 401(k)s, and index funds in plain English.
Get the Book →
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Retirement Savings Planner

Map your goal to a monthly number

Monthly Savings Needed
$372
Years to Invest
43
Projected Balance
$1.0M
Start 10 years later and you'd need $795/month instead.
Roth IRA or 401(k) first? We break down exactly which account to use at your age and income.
Read Chapter 4 →
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Loan Amortization Calculator

See how much goes to interest

Monthly Payment
$1,896
Total Paid
$682,560
Total Interest
$382,560
Principal
$300,000
Interest
$382,560
Year Payment Principal Interest Balance
Preparing to buy or refinance? Get the full Loan Prep Guide — written by a former loan officer.
Get the Guide →
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Debt Payoff Calculator

Avalanche vs snowball comparison

Debt Name
Balance
APR %
Avalanche Method
38 months
Total Interest
$4,821
Interest Saved
$1,340
Chapter 5 — The Enemy The full playbook on getting out of debt and staying out.
Read Chapter 5 →
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Net Pay Estimator

What actually lands in your account

Estimated Monthly Take-Home
$3,012
Per Paycheck (bi-weekly)
$1,391
Effective Tax Rate
17.8%
Your first paycheck confused you? Chapter 2 breaks down every deduction line by line.
Read Chapter 2 →

Get the Free 1-Page Budget Template

The exact 50/30/20 framework from the book. Yours free.