Important information.

General Disclosure

This website is operated by Trey Fankhouser in his personal capacity as an author and financial educator. It is built around The Hero's Guide to Finance, a body of educational writing, and a library of free financial calculators.

Content on this site is provided for general informational and educational purposes only. It is not personalized financial, tax, legal, or investment advice. The book and the calculators on this site are written for a general audience and do not consider any specific reader's situation, objectives, or needs. Any decisions based on content from this site should be made only after consultation with an appropriately credentialed professional familiar with your specific situation.

Additional required disclosures regarding broker-dealer affiliation and advisory registration will appear here once approved by Kestra compliance.

Educational Content

Articles, the book The Hero's Guide to Finance, calculators, and other educational materials on this site are provided for general educational purposes. They do not consider any specific reader's situation, objectives, or needs. Results shown in any calculator are hypothetical illustrations based on assumptions entered by the user and do not represent actual past or future results of any specific investment, strategy, or loan.

Forward-Looking Information

Any forward-looking statements on this site, in essays, in the book, or in calculator outputs, are based on assumptions and reflect general possibilities rather than predictions. Actual outcomes may differ materially. No information on this site should be understood as a guarantee of any specific financial outcome.

Privacy

We respect your privacy. Information submitted through this website, including through contact and email-subscription forms, is used only for the purpose stated at the point of collection. We do not sell, rent, or share personal information with unaffiliated third parties for their marketing purposes. Email subscribers can unsubscribe at any time using the link in any email.

Terms of Use

By using this website, you agree that information provided is for general educational purposes only, that no professional relationship is created by use of the site, and that the author and publisher of this site are not liable for actions taken based on information found here. All content is copyright Trey Fankhouser and may not be reproduced without written permission.

Compliance or Regulatory Inquiries

Regulatory or compliance-related inquiries may be directed through the contact page, selecting "Other" as the reason for contact.