⚔ Coming Summer 2025

Credit Card Mastery

Most people use credit cards as a trap. Learn to use them as a tool — earning thousands in rewards, accessing 0% interest financing, and building credit while everyone else pays fees.

Join the Waitlist — Free → Start with the Book
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Intro bonuses & stacking

How to earn $500–$1,500 in signup bonuses — and how to do it multiple times strategically without damaging your credit.

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0% APR as a 0% loan

Banks won't give you a 0% personal loan. But credit cards will — if you know which ones to use and exactly how to pay them off before the promotional period ends.

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Travel vs cash back

The real difference between travel rewards and cash back — and how to build a card stack that maximizes whichever matters most to you.

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Credit-building system

Build a 750+ credit score while earning rewards — using the same tools that most people use to wreck their finances.

What You'll Learn

Five modules covering everything from the basics to advanced stacking strategies — all from a licensed financial advisor who actually uses these systems.

01

How credit cards actually work

The mechanics most people never understand — interest calculation, grace periods, credit utilization, and why the minimum payment is designed to keep you paying forever.

APR vs interest rate Grace period mechanics Minimum payment trap
02

Intro bonuses and strategic stacking

How to earn $500–$1,500 signup bonuses without overspending. The exact timeline to open new cards, how many is too many, and how to avoid tanking your score in the process.

Minimum spend strategy Hard inquiry management 5/24 and similar rules
03
Fan favorite

Using 0% APR as a zero-interest loan

Banks won't give you a $5,000 interest-free loan. But the right credit card will — for 12–21 months. Learn to use this strategically for purchases, emergencies, or short-term cash flow without paying a cent of interest.

Which cards to use Payoff math + calendar Deferred interest warning
04

Travel vs cash back — building your card stack

The real math on travel rewards vs cash back, which card to use for which purchase category, and how to build a 2–3 card stack that maximizes every dollar you spend without paying annual fees you can't justify.

Points vs miles vs cash Category optimization Annual fee math
05

The full stacking system — building long-term credit wealth

Put it all together. A 12-month action plan to open the right cards in the right order, earn $2,000+ in bonuses and rewards, build a 750+ score, and maintain a system that runs on autopilot.

12-month action plan Automation setup 750+ score roadmap

Be First When It Launches

Waitlist members get early access and a launch discount. Expected summer 2025. No spam — just a single email when doors open.

No spam. One email when it launches. Unsubscribe any time.

Written by an Actual Financial Advisor

Most people teaching credit card rewards are influencers. Trey Fankhouser is a licensed financial advisor and former loan officer who has spent years watching people use credit as a trap — and a handful use it as one of the most powerful tools in their financial lives.

The difference between those two outcomes was always knowledge. This course is that knowledge.

Work Directly With Trey →