@import url('https://fonts.googleapis.com/css2?family=Cinzel:wght@400;600;700&family=Crimson+Pro:ital,wght@0,300;0,400;0,600;1,300;1,400&family=DM+Sans:wght@300;400;500&display=swap');

/* ── Design Tokens ─────────────────────────────── */
:root {
  --navy:        #1E2761;
  --navy-mid:    #2A3A7A;
  --navy-deep:   #141B4D;
  --navy-light:  #E8ECF8;
  --gold:        #D4A843;
  --gold-light:  #F0C96A;
  --gold-pale:   #FDF6E3;
  --white:       #FFFFFF;
  --off-white:   #F8F7F3;
  --slate:       #64748B;
  --slate-light: #94A3B8;
  --text-dark:   #1A1F3A;
  --text-mid:    #3D4466;
  --success:     #2D7A4F;
  --danger:      #C0392B;
  --warning:     #E67E22;

  --font-display: 'Cinzel', serif;
  --font-body:    'Crimson Pro', serif;
  --font-ui:      'DM Sans', sans-serif;

  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --radius-xl:  32px;

  --shadow-sm:  0 1px 4px rgba(30,39,97,0.08);
  --shadow-md:  0 4px 20px rgba(30,39,97,0.12);
  --shadow-lg:  0 12px 48px rgba(30,39,97,0.18);

  --max-w: 1160px;
  --nav-h: 72px;
}

/* ── Reset ─────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.7;
  color: var(--text-dark);
  background: var(--off-white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; font-family: var(--font-ui); border: none; background: none; }
input, select { font-family: var(--font-ui); }

/* ── Navigation ────────────────────────────────── */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: var(--navy);
  height: var(--nav-h);
  display: flex; align-items: center;
  border-bottom: 2px solid var(--gold);
  box-shadow: var(--shadow-md);
}
.nav-inner {
  max-width: var(--max-w);
  width: 100%; margin: 0 auto;
  padding: 0 2rem;
  display: flex; align-items: center; justify-content: space-between;
}
.nav-logo {
  font-family: var(--font-display);
  font-size: 1.1rem; font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.04em;
  line-height: 1.2;
}
.nav-logo span { display: block; font-size: 0.65rem; color: var(--gold-light); font-weight: 400; letter-spacing: 0.12em; text-transform: uppercase; }
.nav-links { display: flex; align-items: center; gap: 0.25rem; }
.nav-links a {
  font-family: var(--font-ui);
  font-size: 0.8rem; font-weight: 500;
  color: rgba(255,255,255,0.8);
  padding: 0.4rem 0.85rem;
  border-radius: var(--radius-sm);
  transition: all 0.2s;
  letter-spacing: 0.02em;
}
.nav-links a:hover { color: var(--white); background: rgba(255,255,255,0.1); }
.nav-links a.active { color: var(--gold); }
.nav-cta {
  font-family: var(--font-ui);
  font-size: 0.8rem; font-weight: 500;
  background: var(--gold);
  color: var(--navy-deep);
  padding: 0.45rem 1.1rem;
  border-radius: var(--radius-sm);
  transition: all 0.2s;
  letter-spacing: 0.02em;
}
.nav-cta:hover { background: var(--gold-light); transform: translateY(-1px); }

/* Mobile nav toggle */
.nav-toggle { display: none; flex-direction: column; gap: 5px; padding: 8px; }
.nav-toggle span { display: block; width: 22px; height: 2px; background: var(--white); border-radius: 2px; transition: 0.2s; }

/* ── Hero Section ──────────────────────────────── */
.hero {
  background: var(--navy-deep);
  position: relative; overflow: hidden;
  padding: 6rem 2rem 5rem;
  text-align: center;
}
.hero::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse 80% 60% at 50% 0%, rgba(212,168,67,0.12) 0%, transparent 70%);
  pointer-events: none;
}
.hero-eyebrow {
  font-family: var(--font-ui);
  font-size: 0.75rem; font-weight: 500;
  letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.2rem;
}
.hero h1 {
  font-family: var(--font-display);
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 700;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 1.4rem;
  letter-spacing: 0.02em;
}
.hero h1 em { color: var(--gold); font-style: normal; }
.hero-sub {
  font-family: var(--font-body);
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: rgba(255,255,255,0.7);
  max-width: 580px; margin: 0 auto 2.5rem;
  line-height: 1.65;
  font-weight: 300;
}
.hero-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
.btn-primary {
  font-family: var(--font-ui);
  font-size: 0.9rem; font-weight: 500;
  background: var(--gold);
  color: var(--navy-deep);
  padding: 0.85rem 2rem;
  border-radius: var(--radius-md);
  transition: all 0.2s;
  letter-spacing: 0.03em;
  display: inline-flex; align-items: center; gap: 0.5rem;
}
.btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(212,168,67,0.35); }
.btn-outline {
  font-family: var(--font-ui);
  font-size: 0.9rem; font-weight: 500;
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,0.35);
  padding: 0.85rem 2rem;
  border-radius: var(--radius-md);
  transition: all 0.2s;
  letter-spacing: 0.03em;
}
.btn-outline:hover { border-color: var(--gold); color: var(--gold); transform: translateY(-2px); }
.hero-divider {
  width: 60px; height: 3px;
  background: var(--gold);
  margin: 3rem auto 0;
  border-radius: 2px;
  opacity: 0.6;
}

/* ── Section Wrapper ───────────────────────────── */
.section { padding: 5rem 2rem; }
.section-inner { max-width: var(--max-w); margin: 0 auto; }
.section-alt { background: var(--white); }
.section-navy { background: var(--navy); color: var(--white); }
.section-gold-pale { background: var(--gold-pale); }

.section-label {
  font-family: var(--font-ui);
  font-size: 0.72rem; font-weight: 500;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.75rem;
  display: block;
}
.section-navy .section-label { color: var(--gold-light); }

.section-title {
  font-family: var(--font-display);
  font-size: clamp(1.6rem, 3.5vw, 2.4rem);
  font-weight: 600;
  color: var(--text-dark);
  line-height: 1.2;
  margin-bottom: 1rem;
  letter-spacing: 0.01em;
}
.section-navy .section-title { color: var(--white); }

.section-desc {
  font-size: 1.05rem;
  color: var(--slate);
  max-width: 620px;
  line-height: 1.7;
  margin-bottom: 3rem;
}
.section-navy .section-desc { color: rgba(255,255,255,0.65); }

/* ── Cards ─────────────────────────────────────── */
.card {
  background: var(--white);
  border: 1px solid rgba(30,39,97,0.08);
  border-radius: var(--radius-lg);
  padding: 2rem;
  box-shadow: var(--shadow-sm);
  transition: box-shadow 0.2s, transform 0.2s;
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card-gold-top { border-top: 3px solid var(--gold); }
.card-navy-top { border-top: 3px solid var(--navy); }

/* ── Tool Cards (Calculators) ──────────────────── */
.tool-card {
  background: var(--white);
  border: 1px solid rgba(30,39,97,0.1);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.tool-card-header {
  background: var(--navy);
  padding: 1.25rem 1.75rem;
  display: flex; align-items: center; gap: 0.75rem;
}
.tool-card-icon {
  width: 36px; height: 36px;
  background: rgba(212,168,67,0.2);
  border-radius: var(--radius-sm);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
}
.tool-card-header h3 {
  font-family: var(--font-display);
  font-size: 1rem; font-weight: 600;
  color: var(--white);
  letter-spacing: 0.02em;
}
.tool-card-header p {
  font-family: var(--font-ui);
  font-size: 0.75rem;
  color: rgba(255,255,255,0.55);
  margin-top: 1px;
}
.tool-card-body { padding: 1.75rem; }

/* ── Form Elements ─────────────────────────────── */
.form-group { margin-bottom: 1.1rem; }
.form-group label {
  display: block;
  font-family: var(--font-ui);
  font-size: 0.78rem; font-weight: 500;
  color: var(--text-mid);
  margin-bottom: 0.35rem;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.form-group input[type="number"],
.form-group input[type="text"],
.form-group select {
  width: 100%;
  height: 42px;
  padding: 0 0.85rem;
  border: 1.5px solid rgba(30,39,97,0.15);
  border-radius: var(--radius-sm);
  font-family: var(--font-ui);
  font-size: 0.95rem;
  color: var(--text-dark);
  background: var(--off-white);
  transition: border-color 0.2s;
  -moz-appearance: textfield;
}
.form-group input::-webkit-inner-spin-button { -webkit-appearance: none; }
.form-group input:focus, .form-group select:focus {
  outline: none;
  border-color: var(--navy);
  background: var(--white);
}
.form-group input[type="range"] {
  width: 100%; height: 6px;
  -webkit-appearance: none;
  background: rgba(30,39,97,0.12);
  border-radius: 3px;
  outline: none;
  cursor: pointer;
}
.form-group input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 18px; height: 18px;
  background: var(--navy);
  border-radius: 50%;
  border: 3px solid var(--white);
  box-shadow: 0 0 0 1px var(--navy);
}
.range-row { display: flex; align-items: center; gap: 0.75rem; }
.range-val {
  font-family: var(--font-ui);
  font-size: 0.85rem; font-weight: 500;
  color: var(--navy); min-width: 52px; text-align: right;
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }

/* ── Result Display ────────────────────────────── */
.result-box {
  background: linear-gradient(135deg, var(--navy), var(--navy-mid));
  border-radius: var(--radius-md);
  padding: 1.5rem;
  margin-top: 1.5rem;
  text-align: center;
}
.result-label {
  font-family: var(--font-ui);
  font-size: 0.72rem; font-weight: 500;
  letter-spacing: 0.12em; text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-bottom: 0.4rem;
}
.result-value {
  font-family: var(--font-display);
  font-size: 2.2rem; font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.02em;
  line-height: 1;
}
.result-sub {
  font-family: var(--font-ui);
  font-size: 0.8rem;
  color: rgba(255,255,255,0.5);
  margin-top: 0.5rem;
}
.result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; margin-top: 1rem; }
.result-mini {
  background: rgba(255,255,255,0.07);
  border-radius: var(--radius-sm);
  padding: 0.75rem;
  text-align: center;
}
.result-mini .result-label { font-size: 0.65rem; }
.result-mini .result-value { font-size: 1.3rem; }

/* ── Chart Bar ─────────────────────────────────── */
.bar-chart { margin-top: 1.25rem; }
.bar-row { display: flex; align-items: center; gap: 0.75rem; margin-bottom: 0.6rem; }
.bar-label { font-family: var(--font-ui); font-size: 0.75rem; color: var(--slate); width: 120px; flex-shrink: 0; }
.bar-track { flex: 1; height: 10px; background: rgba(30,39,97,0.08); border-radius: 5px; overflow: hidden; }
.bar-fill { height: 100%; border-radius: 5px; transition: width 0.6s cubic-bezier(.4,0,.2,1); }
.bar-fill-gold { background: var(--gold); }
.bar-fill-navy { background: var(--navy); }
.bar-fill-teal { background: #1D9E75; }
.bar-fill-slate { background: var(--slate-light); }
.bar-amt { font-family: var(--font-ui); font-size: 0.75rem; font-weight: 500; color: var(--text-dark); width: 90px; text-align: right; flex-shrink: 0; }

/* ── CTA Box ───────────────────────────────────── */
.cta-box {
  background: var(--gold-pale);
  border: 1.5px solid rgba(212,168,67,0.35);
  border-radius: var(--radius-md);
  padding: 1.25rem 1.5rem;
  margin-top: 1.5rem;
  display: flex; align-items: center; gap: 1rem; flex-wrap: wrap;
}
.cta-box-text { flex: 1; min-width: 180px; }
.cta-box-text strong { font-family: var(--font-ui); font-size: 0.85rem; font-weight: 500; color: var(--text-dark); display: block; }
.cta-box-text span { font-family: var(--font-ui); font-size: 0.78rem; color: var(--slate); }
.btn-cta-sm {
  font-family: var(--font-ui);
  font-size: 0.8rem; font-weight: 500;
  background: var(--navy);
  color: var(--white);
  padding: 0.6rem 1.2rem;
  border-radius: var(--radius-sm);
  white-space: nowrap;
  transition: all 0.2s;
}
.btn-cta-sm:hover { background: var(--navy-mid); transform: translateY(-1px); }

/* ── Tool Grid ─────────────────────────────────── */
.tool-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); gap: 1.5rem; }

/* ── Stats Strip ───────────────────────────────── */
.stats-strip { display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 1.5rem; }
.stat-item { text-align: center; }
.stat-number {
  font-family: var(--font-display);
  font-size: 2.4rem; font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.02em; line-height: 1;
  margin-bottom: 0.3rem;
}
.stat-desc { font-family: var(--font-ui); font-size: 0.78rem; color: rgba(255,255,255,0.6); }

/* ── Book Section ──────────────────────────────── */
.book-split { display: grid; grid-template-columns: 1fr 1.6fr; gap: 4rem; align-items: center; }
.book-cover-wrap { position: relative; }
.book-cover-mock {
  background: var(--navy-deep);
  border: 3px solid var(--gold);
  border-radius: var(--radius-md);
  aspect-ratio: 2/3;
  display: flex; flex-direction: column;
  align-items: center; justify-content: center;
  padding: 2rem;
  text-align: center;
  box-shadow: var(--shadow-lg);
  position: relative; overflow: hidden;
}
.book-cover-mock::before {
  content: '';
  position: absolute; inset: 0;
  background: radial-gradient(ellipse at top, rgba(212,168,67,0.15) 0%, transparent 60%);
}
.book-cover-title {
  font-family: var(--font-display);
  font-size: 1.3rem; font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.04em; line-height: 1.2;
  margin-bottom: 0.5rem; position: relative;
}
.book-cover-sub {
  font-family: var(--font-ui);
  font-size: 0.7rem; letter-spacing: 0.12em;
  color: rgba(255,255,255,0.5);
  text-transform: uppercase; position: relative;
}
.book-cover-author {
  font-family: var(--font-body);
  font-size: 0.9rem; font-style: italic;
  color: rgba(255,255,255,0.65);
  margin-top: auto; position: relative;
}
.book-badge {
  position: absolute; top: -10px; right: -10px;
  background: var(--gold);
  color: var(--navy-deep);
  font-family: var(--font-ui);
  font-size: 0.65rem; font-weight: 700;
  padding: 0.35rem 0.65rem;
  border-radius: var(--radius-xl);
  letter-spacing: 0.06em; text-transform: uppercase;
  box-shadow: var(--shadow-sm);
}
.chapter-list { list-style: none; margin: 1.5rem 0; }
.chapter-list li {
  font-family: var(--font-ui);
  font-size: 0.85rem; color: var(--text-mid);
  padding: 0.5rem 0;
  border-bottom: 1px solid rgba(30,39,97,0.07);
  display: flex; align-items: center; gap: 0.6rem;
}
.chapter-list li::before {
  content: '⚔';
  font-size: 0.7rem; color: var(--gold);
}

/* ── Budget Page Specifics ─────────────────────── */
.budget-tabs { display: flex; gap: 0.5rem; margin-bottom: 1.5rem; flex-wrap: wrap; }
.budget-tab {
  font-family: var(--font-ui);
  font-size: 0.8rem; font-weight: 500;
  padding: 0.5rem 1.1rem;
  border-radius: var(--radius-sm);
  border: 1.5px solid rgba(30,39,97,0.15);
  color: var(--slate);
  transition: all 0.2s; background: var(--white);
}
.budget-tab.active, .budget-tab:hover { background: var(--navy); color: var(--white); border-color: var(--navy); }

/* ── Lead Magnet Banner ────────────────────────── */
.lead-banner {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 2.5rem 3rem;
  display: flex; align-items: center; gap: 2rem; flex-wrap: wrap;
  position: relative; overflow: hidden;
}
.lead-banner::after {
  content: '🛡️';
  position: absolute; right: 2rem; top: 50%;
  transform: translateY(-50%);
  font-size: 5rem; opacity: 0.07;
  pointer-events: none;
}
.lead-banner h3 {
  font-family: var(--font-display);
  font-size: 1.3rem; font-weight: 600;
  color: var(--white); margin-bottom: 0.4rem;
}
.lead-banner p { font-family: var(--font-ui); font-size: 0.85rem; color: rgba(255,255,255,0.6); }
.lead-form { display: flex; gap: 0.5rem; flex-wrap: wrap; margin-top: 1rem; }
.lead-form input[type="email"] {
  flex: 1; min-width: 220px; height: 44px;
  padding: 0 1rem;
  border: none; border-radius: var(--radius-sm);
  font-family: var(--font-ui); font-size: 0.9rem;
  background: rgba(255,255,255,0.12);
  color: var(--white);
}
.lead-form input::placeholder { color: rgba(255,255,255,0.4); }
.lead-form input:focus { outline: 2px solid var(--gold); background: rgba(255,255,255,0.18); }
.btn-gold {
  font-family: var(--font-ui);
  font-size: 0.85rem; font-weight: 500;
  background: var(--gold); color: var(--navy-deep);
  padding: 0 1.5rem; height: 44px;
  border-radius: var(--radius-sm);
  transition: all 0.2s; white-space: nowrap;
}
.btn-gold:hover { background: var(--gold-light); transform: translateY(-1px); }

/* ── Footer ────────────────────────────────────── */
.footer {
  background: var(--navy-deep);
  color: rgba(255,255,255,0.55);
  padding: 3rem 2rem;
  text-align: center;
  border-top: 2px solid rgba(212,168,67,0.2);
}
.footer-logo {
  font-family: var(--font-display);
  font-size: 1.1rem; font-weight: 600;
  color: var(--gold); margin-bottom: 0.5rem;
}
.footer p { font-family: var(--font-ui); font-size: 0.8rem; line-height: 1.8; }
.footer-links { display: flex; gap: 1.5rem; justify-content: center; margin: 1rem 0; flex-wrap: wrap; }
.footer-links a { font-family: var(--font-ui); font-size: 0.8rem; color: rgba(255,255,255,0.45); transition: color 0.2s; }
.footer-links a:hover { color: var(--gold); }
.footer-disclaimer {
  font-size: 0.72rem;
  color: rgba(255,255,255,0.3);
  max-width: 600px; margin: 1.5rem auto 0;
  line-height: 1.6;
}

/* ── Page Header ───────────────────────────────── */
.page-header {
  background: var(--navy);
  padding: 3.5rem 2rem 3rem;
  text-align: center;
  border-bottom: 2px solid rgba(212,168,67,0.2);
}
.page-header h1 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 600; color: var(--white);
  letter-spacing: 0.02em; margin-bottom: 0.75rem;
}
.page-header p {
  font-family: var(--font-body);
  font-size: 1.05rem; color: rgba(255,255,255,0.6);
  max-width: 520px; margin: 0 auto;
}
.page-header .gold-line {
  width: 48px; height: 3px;
  background: var(--gold); border-radius: 2px;
  margin: 1.25rem auto 0;
}

/* ── Debt calculator specifics ─────────────────── */
.payoff-toggle { display: flex; background: rgba(30,39,97,0.07); border-radius: var(--radius-sm); padding: 3px; margin-bottom: 1rem; }
.payoff-toggle button {
  flex: 1; padding: 0.45rem; border-radius: 5px;
  font-family: var(--font-ui); font-size: 0.8rem; font-weight: 500;
  color: var(--slate); transition: all 0.2s;
}
.payoff-toggle button.active { background: var(--navy); color: var(--white); }
.debt-row {
  display: grid; grid-template-columns: 1.6fr 1fr 1fr auto;
  gap: 0.5rem; align-items: end; margin-bottom: 0.6rem;
}
.debt-row input { height: 36px; }
.btn-remove {
  width: 36px; height: 36px; border-radius: var(--radius-sm);
  background: rgba(192,57,43,0.1); color: var(--danger);
  font-size: 1rem; display: flex; align-items: center; justify-content: center;
  transition: background 0.2s;
}
.btn-remove:hover { background: rgba(192,57,43,0.2); }
.btn-add-debt {
  font-family: var(--font-ui); font-size: 0.8rem; font-weight: 500;
  color: var(--navy); border: 1.5px dashed rgba(30,39,97,0.3);
  padding: 0.5rem 1rem; border-radius: var(--radius-sm);
  width: 100%; margin-top: 0.5rem; transition: all 0.2s;
}
.btn-add-debt:hover { border-color: var(--navy); background: rgba(30,39,97,0.04); }
.payoff-month {
  display: flex; align-items: center;
  font-family: var(--font-ui); font-size: 0.8rem;
  color: var(--slate); gap: 0.5rem; padding: 0.5rem 0;
  border-bottom: 1px solid rgba(30,39,97,0.06);
}
.payoff-dot {
  width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0;
}

/* ── Amortization Table ────────────────────────── */
.amort-table-wrap { overflow-x: auto; margin-top: 1.25rem; max-height: 280px; overflow-y: auto; }
.amort-table { width: 100%; border-collapse: collapse; font-family: var(--font-ui); font-size: 0.78rem; }
.amort-table th {
  background: var(--navy); color: rgba(255,255,255,0.7);
  padding: 0.5rem 0.75rem; text-align: right; font-weight: 500;
  position: sticky; top: 0;
}
.amort-table th:first-child { text-align: left; }
.amort-table td { padding: 0.45rem 0.75rem; text-align: right; border-bottom: 1px solid rgba(30,39,97,0.05); }
.amort-table td:first-child { text-align: left; }
.amort-table tr:hover td { background: rgba(30,39,97,0.03); }

/* ── Responsive ────────────────────────────────── */
@media (max-width: 768px) {
  .nav-links, .nav-cta { display: none; }
  .nav-toggle { display: flex; }
  .nav-links.open {
    display: flex; flex-direction: column;
    position: absolute; top: var(--nav-h); left: 0; right: 0;
    background: var(--navy); padding: 1rem 2rem 1.5rem;
    border-bottom: 2px solid var(--gold);
    box-shadow: var(--shadow-lg);
  }
  .nav-links.open .nav-cta { display: block; margin-top: 0.5rem; text-align: center; }
  .book-split { grid-template-columns: 1fr; gap: 2rem; }
  .book-cover-mock { max-width: 260px; margin: 0 auto; }
  .form-row { grid-template-columns: 1fr; }
  .debt-row { grid-template-columns: 1fr 1fr; }
  .debt-row input:first-child { grid-column: 1 / -1; }
  .lead-banner { padding: 1.75rem; }
  .tool-grid { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .hero { padding: 4rem 1.25rem 3.5rem; }
  .section { padding: 3.5rem 1.25rem; }
  .result-grid { grid-template-columns: 1fr; }
}